Category Archives: Chapter 7

What is the §341 Meeting of Creditors?

Most people only have to attend one meeting when they file a bankruptcy which is called the Meeting of Creditors. This meeting is outlined in 11 U.S.C. §341 so bankruptcy attorneys often call it the “341 meeting” or simply a … Continue reading

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What are my options for paying my bankruptcy filing fee?

Short answer: (1) pay in full, (2) pay in installments, or (3) apply for a fee waiver. 1. Pay in full This is the easy option for both me and for the client. When you make a payment to my … Continue reading

Posted in Bankruptcy, Chapter 13, Chapter 7, Court Filing Fee, Fee Waiver, Fees, Filing for Bankruptcy | Tagged , , , , , | Leave a comment

How do I get a free credit report?

How do I get a free credit report? Short answer: go to http://www.annualcreditreport.com and request a free credit report. One of the most important things you need to do when preparing for a bankruptcy is to identify all your creditors. … Continue reading

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Can I keep the items I bought from RC Willey when I file for bankruptcy?

Can I keep the items I bought from RC Willey when I file for bankruptcy? Short answer: yes, if you want keep the item but you have the option to surrender the item. About 4 to 6 weeks after you … Continue reading

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How much does it cost to file a chapter 7 bankruptcy?

Short answer: there are two fees you will have to pay—attorney’s fees and the Court filing fee. 1. Attorney’s fees: depends on the complexity of your case but usually between $900 and $1,800. 2. Court filing fee: $335. Whenever I … Continue reading

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Can I keep my tax refund if I file for chapter 7 bankruptcy? Will the trustee take my tax refund if I file for chapter 7 bankruptcy?

Short answer . . . it depends. (skip to the end for a summary on when to file) I never counsel anyone to represent themselves pro se in a bankruptcy. The reason is this: it is very easy to lose … Continue reading

Posted in Bankruptcy, Bankruptcy Attorney, Chapter 7, Taxes | Tagged , , , , , | 2 Comments

Bankruptcy Filing Fees Increasing June 1, 2014

I received an email update from Kevin R. Anderson, the chapter 13 trustee, which states that certain filing fees will be going up on June 1, 2014. The important parts state the following: [T]he “administrative fee” charged at the filing … Continue reading

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