Category Archives: Bankruptcy

Top 6 Ways to Rebuild your Credit Score after Bankruptcy

One of the great things about filing a bankruptcy is that it helps you get a financial fresh start. Instead of attempting to pay back debts that sometimes accrue at outrageous rates over a long period of time, you can … Continue reading

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Bankruptcy trustee? 341 Meeting? The heck do ya mean? Or the 10 bankruptcy words you should know but probably don’t.

I had a conversation recently with someone I know that works with the California Highway Patrol. He likes to talk shop. He used some phrases that I wasn’t very familiar with such as “FST“, “Deuce“, and “Chippy“. Chippy? The heck … Continue reading

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What is the §341 Meeting of Creditors?

Most people only have to attend one meeting when they file a bankruptcy which is called the Meeting of Creditors. This meeting is outlined in 11 U.S.C. §341 so bankruptcy attorneys often call it the “341 meeting” or simply a … Continue reading

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What are my options for paying my bankruptcy filing fee?

Short answer: (1) pay in full, (2) pay in installments, or (3) apply for a fee waiver. 1. Pay in full This is the easy option for both me and for the client. When you make a payment to my … Continue reading

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How do I pay my bankruptcy filing fee to the Court?

How do I pay my bankruptcy filing fee to the Court? Short answer: pay by phone or pay in person at the bankruptcy court. When I meet with new bankruptcy clients I always give them a few documents that explain … Continue reading

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How do I get a free credit report?

How do I get a free credit report? Short answer: go to http://www.annualcreditreport.com and request a free credit report. One of the most important things you need to do when preparing for a bankruptcy is to identify all your creditors. … Continue reading

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Can I keep the items I bought from RC Willey when I file for bankruptcy?

Can I keep the items I bought from RC Willey when I file for bankruptcy? Short answer: yes, if you want keep the item but you have the option to surrender the item. About 4 to 6 weeks after you … Continue reading

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